Internet Merchant Account

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When you are starting a business online, chances are you will want to accept credit cards. For this, you will need an Internet Merchant Account and an electronic payment gateway.

We recommend that you use the Quantum Gateway - there is no monthly fee for this gateway, meaning it is free. There is no contract fees, no set-up fees, no monthly minimums. When you choose this gateway, the monthly merchant account fee is waived. This means you will save at least $120.00 a year! The only monthly service fee is $8.00 a month.

Internet Merchant Account Rates

Unlike some websites that require you to e-mail or call for rates, we post them on our website (rates are for an Internet Merchant Account with the Quantum Gateway):

Sign up Now for these Low Rates!

Discount Rate (Visa / MasterCard / Discover Card): 2.09%
Transaction Fee: 20¢
AVS (Address Verification Service) Fee: Free
Monthly Statement / Customer Service Charge: $8.00
ACH Fee: Free (most charge a transaction cost - this will save you about $5.00 a month)
Batch Fee: Free (most charge a transaction cost - this will save you about $7.50 a month)
Virtual Terminal: Free (also accessible via a WAP-enabled phone)
American Express *:
- $7.95 per month and 0% discount up to the first $5,000 in annual sales
- If $5,000 is met, American Express charges a discount rate based on business industry and volume.
Non-Qualified Rates - Unlike most other companies, we do not have a mid-qualified rate, saving you more money.
- Discount Rate Surcharge: 1.00% - most companies charge 2% or more on non-qualified rates, bringing your discount rate to over 4%! Take a look at your merchant account statement to see how many transactions are downgraded. If you have fifty $100 transactions downgraded to non-qualified, this merchant account can save you at least $50.00 a month!
- Transaction Surcharge: 10¢
Fraud Prevention Tools
(No Extra Charge)
- Verified by Visa (VBV) / MasterCard Secure (MSC)
- MaxMind
- DialVerify
- All these features are at no extra charge to the merchant to help prevent fraudulent transactions and chargebacks while saving you time and money

Sign up Now for these Low Rates!

Electronic Payment Gateways

The electronic payment gateway can be compare to the POS terminal at a retail store. Usually when you sign up for an Internet merchant account, you have a few choices when it comes to electronic payment gateways.

Quantum Gateway: A powerful electronic payment gateway offering merchants numerous features to help reduce fraud and chargebacks at no extra fees. This is the electronic payment gateway that Mile High Merchant Accounts recommends to merchants. We think you will appreciate all the extra fraud controls this gateway offers at no extra charge. There is no set-up fee or extra transaction costs with this electronic payment gateway.
Authorize.net: No set-up fee, $15.00 monthly, 10¢ per transaction.
eProcessingNetwork: No set-up fee, $15.00 monthly, 10¢ per transaction.

At Mile High Merchant Accounts, we recommend the Quantum Gateway - simply because it offers more standard features and fraud prevention features than any other payment gateway at no additional charges.

*Amex Per Transaction Fee: This is our network fee for processing 3rd party (non-Visa/MC) cards. Other fees may be assessed from these 3rd party companies as well.

Other Merchant Account Providers

If you are turned down because your business is considered high risk or you are not in the United States, please see our parent company - Merchant Account Lab. We have partnerships with other companies to help you accept credit cards - either online or retail.