Retail Merchant Account

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Credit Card ProcessingIf you have a retail business, you probably already accept credit cards.  By signing up today, you can get a free Hypercom T4100 terminal.  Just like an Internet merchant account, there is no monthly minimum, no termination fee, and no contracts. 

Retail Merchant Account Fees

  • Qualified / Swiped Visa / MasterCard / Discover Card Transactions: 1.65% plus 20¢ transaction
  • Non-Qualified1 / Swiped Visa / MasterCard / Discover Card Transactions: 1.00% plus 10¢ transaction
  • Visa / MasterCard ATM Debit Transactions:  Interchange plus 30¢
  • Batch Fee / ACH Fee: No Charge
  • Monthly Fee: $8.00
  • American Express2:
    • $7.95 per month and 0% discount up to the first $5,000 in annual sales
    • If $5,000 is met, American Express charges a discount rate based on business industry and volume.
  • EBT Transactions: 79¢ (the merchant is responsible for contacting the appropriate government agency to be eligible to accept these types of transactions)
  • Non-Bank Card Transactions (some example: AmEx, JCB, etc): 25¢
  • Terminal Replacement Program3: $79.00 per year

Check Processing Rates

You can also sign up to accept checks through the merchant account - no more visits to the bank to deposit them!

  • No Application or Set-Up Fee
  • Monthly Fee - $10.00
  • Monthly Minimum Fee: $25.00
  • 1.50% and 25¢ Fee for Each Check Processed

This program is optional and requires an application to be submitted to accept checks.

Hypercom T4100

Hypercom T4100The Hypercom T4100 supports applications for both dial-up and IP/SSL simultaneously, fully secured by RSA encryption.  It contains 24MB of memory and only takes up 9"X6" of space.

It is easy to set up, but just takes minutes to program - eliminating the need for software integration.  It can even prompt your customers for the tip at the PIN pad.

You also have the choice of 2 1/4" or 3" printer - which can handle customizable text and graphics, printing at 18 lines per second.

Get a Retail Merchant Account

Sign up today for a retail merchant account.

If you already have a terminal, we might need to just re-program the terminal.  And if this is the case, the terminal replacement program ($79.00 a year) is not applicable.

1.  Non-qualified transactions might include consumers using a credit card issued by a foreign bank or rewards / business / corporate cards.
2.  Amex Per Transaction Fee:  This is our network fee for processing 3rd party (non-Visa/MC) cards.  Other fees may be assessed from these 3rd party companies as well.
3.  If you have a compatible terminal, the yearly $79.00 fee does not apply.  We are compatible with most terminals.

Feel free to contact us or e-mail us
or call our toll free number:

(888)928-5280

Our local numbers are

(720)443-2950 or
34PROCESS7

Press 0 for U.S. Merchant Accounts

You can send us an SMS to:

(720)443-2950
or
(347)762-3777

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Sign Up for a Merchant Account

Accept Credit Cards with a Merchant Account - No Termination Fee, No Contracts