Retail Merchant Account with the Internet

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USB Swipe - Compatible with the Quantum GatewayIf you have a retail business, you probably already accept credit cards.  We now offer a USB swipe for $79.00 that is guaranteed to work with the Quantum Gateway.  Just like an Internet merchant account, there is no monthly minimum, no termination fee, and no contracts.

If you have a "cherry keyboard", it might be compatible with the Virtual Terminal on the Quantum Gateway.  We cannot guarantee it unfortunately, but you are welcome to try it.  If you do decide to try this option and have to purchase the cherry keyboard, please make sure you can return it if needed.  Mile High Merchant Accounts makes no warranties or guarantees on the cherry keyboard option.

Retail Merchant Account Fees

  • Qualified / Swiped Visa / MasterCard / Discover Card Transactions: 1.65% plus 20¢ transaction
  • Non-Qualified1 / Swiped Visa / MasterCard / Discover Card Transactions: 1.00% plus 10¢ transaction
  • Visa / MasterCard ATM Debit Transactions:  Interchange plus 30¢
  • Batch Fee / ACH Fee: No Charge
  • Monthly Fee: $8.00
  • American Express **:
    • $7.95 per month and 0% discount up to the first $5,000 in annual sales
    • If $5,000 is met, American Express charges a discount rate based on business industry and volume.
  • EBT Transactions: 79¢ (the merchant is responsible for contacting the appropriate government agency to be eligible to accept these types of transactions)
  • Non-Bank Card Transactions (some example: AmEx, JCB, etc): 25¢

Check Processing Rates

You can also sign up to accept checks through the merchant account - no more visits to the bank to deposit them!

  • No Application or Set-Up Fee
  • Monthly Fee - $10.00
  • Monthly Minimum Fee: $25.00
  • 1.50% and 25¢ Fee for Each Check Processed

This program is optional and requires an application to be submitted to accept checks.

Get a Retail Merchant Account

Sign up today for a retail merchant account.

*Non-qualified transactions might include consumers using a credit card issued by a foreign bank or rewards / business / corporate cards.
**Amex Per Transaction Fee:  This is our network fee for processing 3rd party (non-Visa/MC) cards.  Other fees may be assessed from these 3rd party companies as well.

Feel free to contact us or e-mail us

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Accept Credit Cards with a Merchant Account - No Termination Fee, No Contracts