Your Web Resource for
Learning about Merchant Accounts

Feel free to contact us or e-mail us
or call 888-928-5280 or 303-990-5115.

Merchant Account for Landscapers

If you are opening a new landscaping business or currently have a landscaping business, chances are you will want to accept credit cards.  Mile High Merchant Accounts offers you two terminals - HypercomT4100 POS Terminal and a wireless Nurit 8000 terminal, so you can scan the customer's credit card on site.  You can read more about our retail merchant account and wireless merchant account if needed.  We recommend the Nurit 8000 wireless terminal so you can easily scan the credit cards on site.  If your customers are usually not available for you to swipe their credit card, you might consider an Internet Merchant Account to help save on processing fees.

If you rely on recurring billing for your business, the Quantum Gateway is the perfect choice for you.  It will securely store credit card and checking account numbers on its secure servers.  Then it will automatically bill the customer each month or if the amount is different each month, you can specify that as well - without ever contacting the customer (unless the card has expired or been declined).

Retail Merchant Account Fees

  • Qualified / Swiped Visa / MasterCard / Discover Card Transactions: 1.65% plus 25¢ transaction
  • Non-Qualified* / Swiped Visa / MasterCard / Discover Card  Transactions: 1.00% plus 10¢ transaction
  • Visa / MasterCard ATM Debit Transactions:  Interchange plus 30¢
  • American Express **:
    • $7.95 per month and 0% discount up to the first $5,000 in annual sales
    • If $5,000 is met, American Express charges a discount rate based on business industry and volume.
  • Terminal Replacement Program: $79.00 per year

Prices for POS Terminal

Both terminals are offered to you at no extra charge.  Our prices are competitive and we will help you re-program your terminal, if available.

MOTO Account Rates

Unlike some websites that require you to e-mail or call for rates, we post them on our website (rates are for an Internet merchant account with the QuantumGateway):

  • Discount Rate (Visa / MasterCard / Discover Card):  2.09%
  • Transaction Fee:  15¢
  • Quantum Gateway Fee: $0.00
  • AVS (Address Verification Service) Fee: 5¢
  • Monthly Statement / Customer Service Charge: $8.00
  • ACH Fee:  Free (most charge a transaction cost - this will save you about $5.00 a month)
  • Batch Fee:  Free (most charge a transaction cost - this will save you about $7.50 a month)
  • Virtual Terminal:  Free (also accessible via a WAP-enabled phone)
  • Non-Qualified Rates - Unlike most other companies, we do not have a mid-qualified rate, saving you more money.
    • Discount Rate Surcharge: 1.00% - most companies charge 2% or more on non-qualified rates, bringing your discount rate to over 4%!  Take a look at your merchant account statement to see how many transactions are downgraded.  If you have fifty $100 transactions downgraded to non-qualified, this merchant account can save you at least $50.00 a month!
    • Transaction Surcharge:  10¢
  • American Express**:
    • $7.95 per month and 0% discount up to the first $5,000 in annual sales
    • If $5,000 is met, American Express charges a discount rate based on business industry and volume.
  • Fraud Prevention Tools

     (No Extra Charge)
    • Verified by Visa (VBV) / MasterCard Secure (MSC)
    • MaxMind
    • DialVerify
    • All these features are at no extra charge to the merchant to help prevent fraudulent transactions and chargebacks while saving you time and money

Retail Merchant Account Wireless Merchant Account Internet Merchant Account

*Non-qualified transactions might include consumers using a credit card issued by a foreign bank or rewards / business / corporate cards.
**Amex Per Transaction Fee:  This is our network fee for processing 3rd party (non-Visa/MC) cards.  Other fees may be assessed from these 3rd party companies as well.

Retail Merchant Accounts

Get a Retail Merchant Account with a 1.65% discount rate.  No leases - free terminal.  No monthly minimum and no termination fee!

Mile High Merchant Accounts .com is not a merchant processor.
Our Web site is an information resource site that provides information to educate merchants on available payment solutions.
We do, however, highly recommend CDGCommerce, who is a registered ISO/MSP for the First National Bank of Omaha.
Please visit them for more information on their merchant processing services.
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